International Health Plan

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It is mandatory for all international students to purchase Guard.me International Health Insurance, even if they already have travel health insurance from their own country.

To purchase the insurance, visit the Guard.me website. Guard.me accepts any major credit card, visa debit, and PayPal. Aviation students are required to purchase additional insurance through Guard.me, which has a separate link on the website.

Students are required to purchase health insurance through Guard.me prior to their arrival at Providence. Students will not be permitted to attend classes until their enrollment in Guard.me is confirmed.

Insurance is purchased by the semester (September 1 – December 31, January 1 – April 31). The cost is $273.75 per semester. If a student is intending to stay in Canada to work in the summer, we recommend that they purchase the policy from May 1 – August 31 to ensure continued health coverage.

Guard.me coverage provides benefits resembling Manitoba health (up to a limit of $5,000,000) as well as providing additional coverage for prescription medicines, accidental dental, ambulance, semi-private hospital room and many other benefits. Full details of coverage provided by the plan can be found on the Guard.me website in several languages.

  • Eg. A visit to a hospital in Canada without insurance can cost between $1000-$1500 CAD and that is BEFORE any treatment.

Accident insurance is provided for all students while attending or participating at any Providence sponsored activity approved by and/or supervised by the University College or Seminary, such as Athletic and other student events, which includes travel to and from such activities.

Students bringing families with them to Canada will be required to obtain insurance for all of their family members. Children of international students cannot attend Canadian schools without Health Insurance. There is a discount for families after 4 members are signed up.

Students who have a spouse with a full-time job in Canada can get Manitoba Health and will not be required to purchase Guard.me Insurance, provided they show proof of coverage by Manitoba Health.